.Union Finance Official Nirmala Sitharaman3 minutes read Final Updated: Aug 28 2024|12:15 AM IST.On the eve of the 10th wedding anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Administrator Nirmala Sitharaman revealed that the authorities targets to open over 30 million new PMJDY profiles during 2024-25.Instruction media reporters, Sitharaman unveiled that since August 14, 2024, a total amount of 531.3 thousand Jan-Dhan accounts have actually levelled given that the system's launch a years back, along with an increasing deposit balance of Rs 2.3 mountain.The average difference every profile has actually raised from Rs 1,065 in March 2015 to Rs 4,352 as of August 16, 2024. Approximately 80 per-cent of these profiles are actually currently energetic." PMJDY has actually participated in a crucial function in the course of the widespread, especially for females," said Sitharaman.Even with the allotment for zero harmony as well as the absence of a minimum harmony demand, only 8.4 percent of the profiles preserve a zero harmony. The program has actually been especially efficient in rural as well as semi-urban areas, where 66.6 per cent of the profiles lie.Since August 14, 2024, ladies account holders work with 55.6 percent of the overall accounts, totaling up to 295.6 thousand profiles, according to the Department of Financial.
Currently, 99.95 percent of all settled towns have banking locations available within a 5-kilometre radius through a variety of touchpoints, consisting of banking company branches, automated bank clerk makers, banking reporters, as well as India Blog Post Settlements Financial Institution.Since August 14, 2024, there are over 1.73 billion surgical CASA (current account money market account) accounts in the country, including much more than 530 thousand important PMJDY accounts.Pertaining to social safety schemes, Sitharaman highlighted that over 200 thousand collective enrolments have actually given life insurance coverage of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with an annual fee of Rs 436.Furthermore, over 450 thousand cumulative enrolments have actually provided one-year accidental cover of Rs 2 lakh (for fatality or even irreversible overall impairment) as well as Rs 1 lakh (for irreversible partial disability) under the Pradhan Mantri Suraksha Bima Yojana, along with a superior of Rs 20 per year.The Atal Pension Yojana has registered over 68 million customers.In terms of credit-linked systems, Sitharaman disclosed that under the Pradhan Mantri Mudra Yojana, 489.2 thousand cumulative loans totaling up to Rs 29.93 mountain (since July 12, 2024) have actually been actually allowed to offer collateral-free institutional financial to mini and small business systems up to Rs 10 lakh for income-generating tasks.Under the Stand India Scheme, 236,000 collective finances totalling Rs 53,609 crore (as of July 15, 2024) have actually been actually accredited to Scheduled Caste, Scheduled Group, and females entrepreneurs for putting together greenfield projects.Additionally, the Pradhan Mantri SVANidhi plan has sanctioned fundings worth Rs 12,630 crore to 6.52 million street sellers as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) launched on August 28, 2014.u00b7 PMJDY cumulative deposit remainder of Rs 2.3 mountain.u00b7 There are over 1.73 billion surgical CASA profiles.u00b7 Girls account owners make up 55.6% of complete profiles.Initial Released: Aug 27 2024|9:37 PM IST.